Financial & Insurance

  

Financial

We pride ourselves on our organization and helping patients to be informed of their treatment costs, insurance benefits, and personal costs or copays to budget. Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. Charges are payable at the time of treatment. Our office accepts cash, checks, and MasterCard, ViSA, and Discover credit cards. We also offer six-months, no interest financing through Citi Health on approved credit. Your Citi Health financing can be applied for, evaluated, and usually approved within 20 minutes. Information and applications are available at the front office desk or you can apply online at www.healthcard.citicards.com .

Please ask a member of our staff, and we will review our payment options to accommodate your financial needs. If special arrangements are needed, please talk to our office manager prior to receiving service.

Insurance

Our office is committed to helping you maximize your insurance benefits, while providing excellent dental care. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion or co-pay must be paid at the time of service. As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 60 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous team is available to answer them.

Additionally, we will submit all insurance claims for you. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 30 days.

We accept most traditional dental and PPO insurance plans as an out-of-network dentist. We are considered a Delta Premier Dentist and are proud of our relationships with all our insurance providers using the latest in electronic billing. We are part of Trojan Services where we can look up employer insurance coverage while also confirming coverage and benefits online. Only half of our patients actually have dental insurance benefits. We are proud of providing exceptional care for all our patients whether they have insurance or not.